Insights & Tips

Find out more about home buying, down payment help, and government aids.

The Affordable Housing Crisis and the Impact on Young Adults: Addressing the Needs of Former Foster Youth

In recent times, a significantly high number of young adults, approximately 45%, aged between 18 to 29, find themselves living at their parental homes. This trend is pr...

How to Steer Clear of The Rising Section 8 Housing Fraud

In times of financial hardship, the Section 8 or Housing Choice Voucher Program emerges as a vital resource, offering low-income families the chance to afford decent housing.  By subsidizing a portion of the r...

What You Need to Know About Getting a Conventional Home Loan in 2025

Thinking about buying your first house? You might have heard that getting a loan for it can be tough, but that's not always the case. Here's a breakdown of what you need to know about convention...

Proposed $25,000 Grant for First-Time Home Buyers Remains Under Congressional Review

The Downpayment Toward Equity Act is a proposed law designed to assist first-time home buyers by providing up to $25,000 in financial aid. This grant aims to cover initial home-buying ex...

Understanding Your Home Buying Budget and Loan Options

Before you consider buying a home, it's vital to figure out how much you can afford. This depends largely on three major factors:   The Mortgage: What type of mortgage you can get, the terms, and your inte...

The Average Down Payment for Houses is Now More Than $63,000

In today's housing market, buying a home has become more expensive, not just because home prices are going up but also because the amount of money you need for a down payment has increased. The latest informat...

California's Eviction Crisis: Proposed Legislation Aims to Protect Tenants from Nonpayment Evictions

In California, a couple struggling with health issues faced eviction from their subsidized home despite having the funds to settle their unpaid rent.  Currently, sta...

The Most Affordable Cities to Buy a Home in the U.S.

Buying a home in the United States has become a challenge for many people. Rising mortgage rates, limited inventory, and high competition have made homeownership feel out of reach for many families. Still, some cities ...

How to Buy a House with Low Income in 2025

Can you buy a house with low income? Yes, you can! There isn’t a strict minimum income needed to buy a house, but lenders do look at your financial situation: your credit score, your debts compared to your income, and how ...