Find out more about home buying, down payment help, and government aids.
South Portland Launches New Free Home Energy Assistance Program
South Portland has launched a new home energy initiative designed to help 50 local households lower their energy bills and make their homes more energy-efficient through free weatherization assistance. What th...
Three Government Programs That Can Help You Buy a Home With Little or No Down Payment
Buying a home in today's market is harder than ever. Home prices are near record highs, and mortgage rates have more than doubled since the pandemic. To make matters worse, wages haven...
What Veteran Benefit Can Help You With Your Housing Needs?
Every year, thousands of veterans miss out on a government program that could save them significant money when buying a home. In 2024 alone, more than 58,000 VA home loans went unused, representing nearly $28 b...
New Bill Could Help First-Time Homebuyers With Up to $15,000 for Down Payments
On June 11, members of the Senate Finance Committee brought back the Decent, Affordable, Safe Housing for All Act, also known as the DASH Act. If this bill gets approved, first-time homebuye...
Trump Accounts: A New Way to Save for Your Child's Future
What Are Trump Accounts? Trump Accounts are a new type of savings account created by federal law in 2025, designed to help families start saving money for their children early in life. Think of them as "sta...
Can We Expect Mortgage Rates to Drop to 5% Again Soon?
Mortgage Rates Have Been All Over the Place If you've been trying to buy a home lately, you've probably noticed that mortgage rates keep bouncing around. Earlier this year, the average 30-year fixed mortgag...
How to Qualify for a USDA Loan: A Simple Guide
What is a USDA Loan? A USDA loan is a home loan backed by the U.S. Department of Agriculture. These loans are designed to help people with low to moderate incomes buy homes in rural areas and some suburban neighborhoods. ...
Veterans United Remains the Top VA Loan Provider: Key Findings from 2025
The housing market showed signs of improvement last year, and more veterans took advantage of VA loans as a result. According to the Department of Veterans Affairs, lenders issued 528,343 VA loans du...
What to Expect from Mortgage Rates in May 2026
2026 has been an unpredictable year for mortgage rates. Back in February, things were looking up for homebuyers. The average 30-year mortgage rate dropped to 5.87%, and some well-qualified buyers were getting rates close to 5...
