Insights & Tips

Find out more about home buying, down payment help, and government aids.

Easy Guide: Tax Breaks for Homeowners and How They Work

Tax time has arrived in the United States, running from January 27 to April 15. During this period, the IRS expects to receive over 140 million tax returns. For homeowners, this is a prime time to tap into special t...

New Jersey's Innovative Solution to Affordable Housing Crisis: Leveraging Transit Systems

New Jersey might have just found a groundbreaking solution to its affordable housing crisis, and it lies just outside its transit system. With approximately 74,000 acres of underuti...

Transformation in Rural America: The Impact of Rapid Growth on Communities and Agriculture

In parts of rural America, like Celina, Texas, there used to be a different way of life. The community was tight-knit, with farmers, teenagers, and neighbors creating a small-town fee...

New HUD Initiatives: Essential Support for Struggling Homeowners

Have you been having trouble keeping up with your mortgage payments? There's good news from the Department of Housing and Urban Development (HUD). They've updated their plans to assist homeowners just ...

Wyoming's Housing Aid Expansion Still Falls Short

Wyoming recently increased funding for housing assistance programs to help struggling families. However, housing advocates say the additional $8 million in aid still won't meet the scale of need across the state.&nb...

Planning to Purchase a House? Include the Following Essential Items in Your Budget

If you plan to buy a house in the next few weeks or months, ensure that you have enough money before that time. Remember that the buyer might not be willing to give you time to look for more c...

New Study on Housing Voucher Success Rates

The Housing Choice Voucher (HCV) program is the biggest federal program helping families pay rent, helping around 2.3 million households every year. Unlike some other programs, those who receive these vouchers have to find their ho...

How to Buy a House with Low Income in 2025

Can you buy a house with low income? Yes, you can! There isn’t a strict minimum income needed to buy a house, but lenders do look at your financial situation: your credit score, your debts compared to your income, and how ...

DIY Guide to Purchasing Without a Realtor

A recent survey by the National Association of Realtors found that most people buy their homes through an agent. However, changes in August 2024 mean that buyers might have to pay the agent's fees themselves. Sometimes, buyers c...