Insights & Tips

Find out more about home buying, down payment help, and government aids.

Top Mortgage Lenders for First-Time Homebuyers in 2026

If you’re thinking about buying a home in 2026, you may be wondering what will happen with mortgage rates. There’s some good news and some not-so-good news for home buyers: Mortgage rates are expected to ...

The Affordable Housing Crisis and the Impact on Young Adults: Addressing the Needs of Former Foster Youth

In recent times, a significantly high number of young adults, approximately 45%, aged between 18 to 29, find themselves living at their parental homes. This trend is pr...

Proposed $25,000 Grant for First-Time Home Buyers Remains Under Congressional Review

The Downpayment Toward Equity Act is a proposed law designed to assist first-time home buyers by providing up to $25,000 in financial aid. This grant aims to cover initial home-buying ex...

Proposed $15,000 First-Time Home Buyer Tax Credit Sparks Hope for Affordable Housing in 2025

Many Americans dream of owning their first home, and a proposed benefit called the "First-Time Home Buyer Tax Credit" might help make that dream come true.  This p...

The Average Down Payment for Houses is Now More Than $63,000

In today's housing market, buying a home has become more expensive, not just because home prices are going up but also because the amount of money you need for a down payment has increased. The latest informat...

Avoiding Foreclosure: Simple Steps To Understand

Foreclosure doesn't happen instantly. If you're having trouble with your mortgage payments or think you might soon, here's what you need to know:   Early Action is Key: The first step in avoiding foreclo...

Home Prices Decline in Many Cities While Listings Surge

Many people are wondering if home prices are finally coming down. According to recent data, the answer depends on where you are looking to buy a home. Here is what’s happening with the housing market right now. ...

How to Get a Good Deal When Buying a Home

Buying a home is a big deal, and getting a good price can save you a lot of money. Here are some tips on how to make that happen:   Before You Start Negotiating   Learn About the House’s Value: Check how ...

Chase Offers Limited-Time Mortgage Refinance Rate Sale

Chase Home Loans is offering a special deal for homeowners who want to refinance their mortgage. After running a similar promotion last month, Chase is now giving interest rate discounts specifically for refinances. ...