Insights & Tips

Find out more about home buying, down payment help, and government aids.

New Conventional Loan Limits for 2026

If you plan to buy a home in 2026 and use a conventional loan, there is a new limit on how much you can borrow without needing a special type of mortgage. The Federal Housing Finance Agency (FHFA) recently announced these limits. &n...

HUD Organizes Key Meeting to Shape Future Housing Policies

On October 7 and 8, the acting Secretary of Housing and Urban Development (HUD), Adrianne Todman, organized a significant event titled "Next Generation of Housing Policy" roundtable. This gathering was ...

Mortgage Rates Jump To Reach Two-Year High

In February 2022, mortgage interest rates climbed above the four percent level. The sharp climb marks the highest interest rates since the beginning of the pandemic more than two years ago. On a year to date basis, the average mon...

Mortgage Rates Drop Slightly in June 2025, Offering Hope to First-Time Homebuyers Amidst Rising Home Prices

In June 2025, there has been a small piece of good news for people wanting to buy a home for the first time and for existing homeowners looking to refinance. Mortg...

Help for First-Time Homebuyers in New Mexico

In the exciting world of buying your first home in New Mexico, there's some good news! Home prices have slightly decreased - by about 0.5% from last year, making it a bit easier for first-time buyers.  However, with...

Home Prices Decline in Many Cities While Listings Surge

Many people are wondering if home prices are finally coming down. According to recent data, the answer depends on where you are looking to buy a home. Here is what’s happening with the housing market right now. ...

How to Get a Good Deal When Buying a Home

Buying a home is a big deal, and getting a good price can save you a lot of money. Here are some tips on how to make that happen:   Before You Start Negotiating   Learn About the House’s Value: Check how ...

Chase Offers Limited-Time Mortgage Refinance Rate Sale

Chase Home Loans is offering a special deal for homeowners who want to refinance their mortgage. After running a similar promotion last month, Chase is now giving interest rate discounts specifically for refinances. ...

California's Eviction Crisis: Proposed Legislation Aims to Protect Tenants from Nonpayment Evictions

In California, a couple struggling with health issues faced eviction from their subsidized home despite having the funds to settle their unpaid rent.  Currently, sta...