Insights & Tips

Find out more about home buying, down payment help, and government aids.

Good News for First-Time Homebuyers in California's Bay Area

In California's expensive Bay Area, first-time homebuyers who are finding it hard to save for a down payment now have a chance to get some help. A new program offers up to $200,000 as a loan to assist with ...

Making a Down Payment Can Help You Secure a Home - And Other Tips

As we all know, buying a home can be daunting in the current market. It takes great discipline and preparation to make it through the process, but it can be done with the right amount of guidance. One of ...

Should You Use a Credit Card for a Down Payment?

When purchasing a house, a car, a large appliance, or many other things, a down payment is required. Generally speaking, after the down payment is given, the monthly payments will be generally low in order for the seller to e...

Real Estate is a Dead-End Personal Investment

Once upon a time, way back in the Golden Age of American real estate, which was back in 2019, thousands upon thousands of ordinary people were investing in the real estate market for their future retirement. This doesn't necessa...

Creative Ideas for Raising Funds for Your Home's Down Payment Quickly and Easily

When buying a home, the down payment is often the biggest obstacle. Most people give up because they think it's impossible to come up with such a large amount of money in a short period. Yo...

US Housing Market Sees Changes as Down Payments Decrease

In a significant turn of events for the American housing market, data from April 2025 reveals that down payments made by homebuyers have dipped slightly for the first time in nearly two years. This news comes from ...

Some Cities Require a Much Lower Down Payment on Homes

Buying a home used to be a very easy process in America. A couple of generations ago, a person working a normal job in retail could go put a few hundred dollars down on a home, get a 30-year mortgage with very low i...

Do You Know How To Get Financial Assistance When A Creditor Asks For More Security Deposit? Find Out

If you plan to purchase a home soon, start planning now to ensure that you're ready by that time. One of the most important factors to consider is getting money to finance ...

Do You Qualify? Factors To Consider When Doing a House Down Payment

A down payment is a sum of money paid upfront by a buyer when purchasing a house or a car, typically representing a percentage of the total purchase price. The purpose of a down payment is to reduce the len...