Insights & Tips

Find out more about home buying, down payment help, and government aids.

Mortgage Rates Drop Slightly in June 2025, Offering Hope to First-Time Homebuyers Amidst Rising Home Prices

In June 2025, there has been a small piece of good news for people wanting to buy a home for the first time and for existing homeowners looking to refinance. Mortg...

US Housing Market Sees Changes as Down Payments Decrease

In a significant turn of events for the American housing market, data from April 2025 reveals that down payments made by homebuyers have dipped slightly for the first time in nearly two years. This news comes from ...

Best FHA Loan Lenders of September 2025

FHA loans help many people buy their first homes because they are easier to qualify for than many other loans. They usually require lower credit scores and have smaller down payments. Here are some of the best FHA lenders for Septe...

How to Use Your Tax Refund to Buy a Home

Buying a home comes with several upfront costs that can feel overwhelming. However, if you are expecting a tax refund from the IRS this year, that extra money can give your homebuying budget a significant boost. Whether your refun...

Using Gift Money for Your Home Down Payment

When buying a home, you don't always have to use your own savings for the down payment. Many homebuyers receive money as a gift from others to help cover this cost. This gifted money is called "gift funds." Gif...

Down Payment News and Programs

Buying a home is one of the biggest challenges, and the most difficult part is the down payment. As housing prices continue to increase, many Americans struggle to come up with the necessary funds to secure a house. Down payments can be a...

States Help Elderly Skip Property Taxes as Home Costs Soar

In the United States, property taxes have increased substantially in the last five years, which has made it harder for many homeowners to afford housing. This rise in taxes has especially affected older homeowners w...

How to Get Help With Down Payment Costs for Buying a Home

Buying a home can be exciting, but one big challenge for many people is coming up with enough money for the down payment. This is especially true for first-time buyers. However, there's good news: You don&rsqu...

Modular Home Loans: What to Know About Financing a Modular Home

With home prices in the U.S. still high, many people feel like owning a house is out of reach. One way to make homeownership more possible is to consider different types of homes, like modular homes, especially...