Insights & Tips

Find out more about home buying, down payment help, and government aids.

Down Payments for a Home May Get Lower This Year

In 2022, the median down payment for first-time home buyers was about 13%. This represents an increase from 2021 when the down payment for first-time home buyers was around 7%, while for repeat buyers it was about 17%. F...

Down Payment Advice

Coming up with a down payment for a house is one of the most difficult aspects of home buying. The prospect of putting down $10,000 or more can be daunting and can prevent potential home buyers from moving forward. The amount needed for a down payme...

New HUD Initiatives: Essential Support for Struggling Homeowners

Have you been having trouble keeping up with your mortgage payments? There's good news from the Department of Housing and Urban Development (HUD). They've updated their plans to assist homeowners just ...

Good News for First-Time Homebuyers in California's Bay Area

In California's expensive Bay Area, first-time homebuyers who are finding it hard to save for a down payment now have a chance to get some help. A new program offers up to $200,000 as a loan to assist with ...

Wyoming's Housing Aid Expansion Still Falls Short

Wyoming recently increased funding for housing assistance programs to help struggling families. However, housing advocates say the additional $8 million in aid still won't meet the scale of need across the state.&nb...

Real Estate is a Dead-End Personal Investment

Once upon a time, way back in the Golden Age of American real estate, which was back in 2019, thousands upon thousands of ordinary people were investing in the real estate market for their future retirement. This doesn't necessa...

Making a Down Payment Can Help You Secure a Home - And Other Tips

As we all know, buying a home can be daunting in the current market. It takes great discipline and preparation to make it through the process, but it can be done with the right amount of guidance. One of ...

Transformation in Rural America: The Impact of Rapid Growth on Communities and Agriculture

In parts of rural America, like Celina, Texas, there used to be a different way of life. The community was tight-knit, with farmers, teenagers, and neighbors creating a small-town fee...

Multnomah County Reopens Rental Assistance List for First Time in Two Years

Multnomah County has reopened its list for people who need help paying their rent. This list is for low-income families and individuals and had not been open for two years. People can apply for only o...